Do You Need Private Mortgage Insurance?

Do You Need Private Mortgage Insurance?

Moving? Last Minute Things You Won't Want To Forget To Do

by Luke Fields

Selling your home and moving is one of the most stressful events that you will ever have to experience in your life. It is for that reason that you may forget to do important things, especially at the last minute. To help minimize the stress of your real estate transaction, you will want to work with an agent and ensure that all essential tasks are taken care of before moving day. Here are five things that you will want to make sure that you don't forget to do at the last minute:

1. Do a Quick Walk Through of Every Room.

After you have everything packed into the moving truck, go through each and every room and make certain that everything is packed up. You will want to ensure that you haven't accidentally left anything behind. Check all the drawers, closets, and cupboards. You will want to even go up into the attic and out in the garage to ensure there isn't anything that someone forgot to pack. Sometimes when you are rushing to get everything packed up, you may forget a drawer or a particular storage space.

2. Check the Thermostat.

Before you leave and lock up the house, you will also want to check the thermostat. This is particularly true if the utilities are being left on for the new owners or tenants. For instance, if it is winter, you won't want the pipes to freeze, so you will need to make sure that the thermostat is set accordingly.

3. Do a Quick Cleaning.

You don't want to leave your home in a big mess, so make sure you go through the house one final time and clean up anything that has accumulated dirt during the move. This may only require a quick sweeping, mopping, and vacuuming of the home.

4. Take Out the Trash.

As you were packing, there is a good chance that you decided to de-clutter your home so that you didn't have to take as much with you to your new home. This probably consisted of you cleaning out your cupboards and refrigerator of outdated and old food. If you fail to take out the trash before you lock up the house, it is going to leave a rotten smell for the new owners, and that smell can be very hard to get rid of.

5. Leave the House Keys.

While it is true that the new owners may decide to re-key the locks, you want to make sure that you collect all the keys from all household members, family members, neighbors, etc. and leave them inside the home, such as on an entry table or the kitchen counter, for the new owners. If there is a garage door opener, make sure to leave it as well.

Make sure to talk to your realtor about any other tasks that you may want to complete before leaving your home.


About Me

Do You Need Private Mortgage Insurance?

Welcome to my website. My name is Larry Silva, and I want to talk a bit about private mortgage insurance. You may have heard the term PMI mentioned when you were in the process of purchasing real estate. When I first heard my lender talking about PMI, I was very confused. It was my realtor who sat me down and explained what private mortgage insurance was and when someone is required to purchase it. He told me that PMI is not lifelong insurance; it can be cancelled when the mortgage principal balance reaches a certain point. Once it was explained to me, private mortgage insurance was no longer a mystery or a confusing concept. I would like to pass on what I learned and hope that you find it to be of value.