In an ideal world, you would always know several months in advance before having to move so that you had plenty of time to plan and pack. But sadly, in the real world, there are times when circumstances dictate that you only have a few short weeks or days to get out of your apartment and into a new place. If you're in this situation, the following tips will help you make your last-minute move without losing your mind -- or your sofa.
In recent years, it's become considerably more difficult to qualify for a traditional mortgage, and the terms have become more onerous for nearly everybody. There are some understandable reasons for this, but barriers to traditional mortgages can end up shutting out some good prospective homeowners. If you're having trouble qualifying for a conventional mortgage with reasonable terms, it may interest you to know that there are lesser-known, but perfectly viable, alternative financing possibilities out there.
What do you think makes a home appealing to buyers? If you guessed top-of-the-line appliances, lots of square footage, and being located in a quaint country setting, you guessed wrong. If you're considering selling your house, read on for 3 surprising things that just might make for a super speedy sale. It's Small Gone are the days when the size of a house was viewed as a status symbol. Today's home buyers are smart shoppers who know that the smaller the house, the more affordable it will be to maintain.
If you are looking for a home to purchase, you may want to start by hiring a real estate agent to help you locate homes for sale in your area and within your price range. As you look at these homes, you may want to take a closer look at the plumbing systems in each one, especially if you are not planning on getting a home inspection. Unexpected plumbing issues can cost thousands of dollars to repair, but you may be able to avoid this if you know what to look for.
Buying a house is a difficult process filled with tricky decisions. One of the most important--and misunderstood--decision in this process is your initial offer to the seller. Sure, you could make things easy on yourself and just pay the seller's asking price. In fact, that's the correct play in certain situations. However, in other circumstances, it's a costly mistake. That makes knowing how to create your initial offer critical to getting a good deal.
Welcome to my website. My name is Larry Silva, and I want to talk a bit about private mortgage insurance. You may have heard the term PMI mentioned when you were in the process of purchasing real estate. When I first heard my lender talking about PMI, I was very confused. It was my realtor who sat me down and explained what private mortgage insurance was and when someone is required to purchase it. He told me that PMI is not lifelong insurance; it can be cancelled when the mortgage principal balance reaches a certain point. Once it was explained to me, private mortgage insurance was no longer a mystery or a confusing concept. I would like to pass on what I learned and hope that you find it to be of value.